Through decades of experience with a wide variety of clients with complex financial circumstances, we have developed a comprehensive process for financial planning and financial management. Our process centers around customized financial models, built after extensive data collection and careful evaluations of clients’ needs, values, goals, and overall circumstances.
Critical to the Haviland & Sams process are five significant and fundamental planning steps:
Personal Cash Flow Management
Financial Risk Management
Employment Benefits Integration
Personal Wealth Accumulation & Transfer
Personal Tax Planning